Boulder home purchase

Save money by refinancing your Boulder mortgage!

Reduce your monthly payments! Refinance your Boulder mortgage and get a low, 30 year fixed rate while rates are low!
Get cash out to pay off high interest credit debt or medical bills
Consolidate your debts into one easy monthly payment

Adjustable rate mortgage - a mortgage where the interest rate changess. There are many, many different types of adjustable rate mortgage. ARMs generally allow borrowers to lower their inital payments, but with the risk that if interest rates increase, their monthly payment will too.
FHA loan - a loan insured by the Federal Housing Administration. These loans allow those with low incomes to purchase a home they would otherwise not be able to afford.
Fixed rate mortgage - a mortgage where the interest rate is the same throughout the duration of the loan.
Jumbo mortgage - a mortgage with a loan amount greater than a conventional loan limit.
Points - a point (or 'discount point') may be purchased at the closing of the loan at a rate of one percent of the loan amount per point. For each point puchased, the interest rate of the loan is reduced by 0.125%.
VA loan - a loan guaranteed by the US Department of Veteran Affairs. These loans are designed to offer financing to American veterans or their surviving spouses